Disclaimer
The information contained on this website is issued on behalf of Sanford Deland Asset Management Limited (SDL). SDL is an Appointed Representative of Castlefield Investment Partners LLP (CIP) which is authorised & regulated by the Financial Conduct Authority (FCA), who can be found at 25 The North Colonnade, Canary Wharf, London, E14 5HS. CIP's registered office is at 215-219 Chester Road, Manchester, M15 4JE. CIP’s operating address is 9th Floor, 111 Piccadilly, Manchester, M1 2HY. SDL’s registered office is at 2nd Floor, 145-157 St John Street, London, EC1V 4PY and our operating address is 9th Floor, 111 Piccadilly, Manchester, M1 2HY. CIP's FCA Register number is 432488. Our FCA Register number is 531128. You can check these details on the FCA's Register by visiting the FCA's website, www.fsa.gov.uk/register/ or by contacting the FCA on 0845 6061234undefined.
Opinions constitute our judgement as of this date and are subject to change without warning. The officers and employees of SDL may have positions in any securities mentioned herein. The information in this website is not intended as an offer or solicitation to buy or sell securities or any other investment or banking product, nor does it constitute a personal recommendation.
This information shall be governed by and construed in accordance with the law of England and Wales and is subject to the exclusive jurisdiction of the English Courts. The information, products and services referred to in this publication are not directed at any person or entity in any jurisdiction or country outside the United Kingdom.
The value of investments and the income from them can go down as well as up and you may not recover the amount of your original investment. Past performance is not necessarily a guide to future performance. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment and the income from it to go up or down. In the case of some investments, you should be aware that there is no recognised market for them and that it may therefore be difficult for you to deal in them or for you to obtain reliable information about their value or the extent of the risks to which they are exposed. Certain investments carry a higher degree of risk than others and are, therefore, unsuitable for some investors. It may be possible to lose all of your initial capital in certain types of investments. Before contemplating any transaction, you should consider whether you require financial advice, which we would be pleased to provide upon request.
If you become a client, we will treat you as a Retail Client, as defined by FCA rules, unless we agree specifically otherwise. This is despite the fact that we may be entitled to treat you as an Intermediate Client or Eligible Counterparty under the appropriate FCA definition. This means that we have chosen to offer our clients the maximum protection available under FCA rules. However, if you are not entitled to be classified as a Retail Client, as defined by the FCA, you may not necessarily have equivalent rights under the Financial Ombudsman Service or the Financial Services Compensation Scheme. This is because such rights are not a function of how we choose to classify you but are determined under FCA rules by certain criteria, such as asset size, structure and other qualifying criteria. CIP is a participant in the Financial Services Compensation Scheme (FSCS), established under the Financial Services and Markets Act 2000 which, subject to certain exceptions, provides limited compensation in respect of eligible liabilities if we are declared in default. Most types of investment business are covered up to a maximum limit of £50,000. The right to claim under this scheme is subject to eligibility restrictions. Further information can be obtained from the FSCS website: www.fscs.org.uk .
If having become a client you are subsequently dissatisfied with the services we have provided under the agreement we will have entered into with you, you should address your complaint, in the first instance, to the individual who is your usual contact. They will inform you of our complaints procedure. If for any reason you are dissatisfied with our final response and you are classified as an eligible complainant under FCA rules, please note that you are entitled to refer your complaint to the Financial Ombudsman Service. A leaflet detailing the procedure will be provided with our final response. Further information is available by visiting www.financial-ombudsman.org.uk.